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	<title>Mux&#039;s Personal Finance Cloud</title>
	<link>http://muxcloud.com</link>
	<description>My Financial Future Is In The Clouds</description>
	<lastBuildDate>Wed, 16 Jun 2010 02:01:07 +0000</lastBuildDate>
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		<title>How to Buy Annuities</title>
		<description><![CDATA[Annuities can be an excellent way to save money and secure post retirement benefits. An annuity is an income for life offered by an insurance company in exchange for a retirement fund. Getting money from annuity payments is an easy, fast way to turn the money received on a schedule into a lump sum of [...]]]></description>
		<link>http://muxcloud.com/2010/06/16/how-to-buy-annuities/</link>
			</item>
	<item>
		<title>The Reality of Filing Bankruptcy</title>
		<description><![CDATA[There’s still a serious stigma attached to personal bankruptcy. People view it as a sign that you’ve failed, that you’ve been reckless with your money and that you’re now trying to take the easy way out.
But filing for bankruptcy is hardly a free pass. It comes with serious consequences, ones that can negatively impact your [...]]]></description>
		<link>http://muxcloud.com/2010/06/03/the-reality-of-filing-bankruptcy/</link>
			</item>
	<item>
		<title>Successful Investing In The Stock Market</title>
		<description><![CDATA[There’s a nice simplicity in the old mantra about making money in the stock market: Buy low. Sell high. 
That’s as simple as it gets. Unfortunately, putting this rule into practice isn’t nearly as simple.
The reason? The stock market is volatile. It always has been. Just because a stock has soared during the last three [...]]]></description>
		<link>http://muxcloud.com/2010/05/29/successful-investing-in-the-stock-market/</link>
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	<item>
		<title>How To Find Information on Annuities</title>
		<description><![CDATA[Annuity information is available almost everywhere.  These investment tools are sold by insurance companies and by banks to assist clients with their investment and retirement needs.  An annuity is a contract held by an insurance company where payments are collected for a certain time, then distributed as instructed.  It is similar to [...]]]></description>
		<link>http://muxcloud.com/2010/05/20/how-to-find-information-on-annuities/</link>
			</item>
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		<title>How to Invest Your Tax Return</title>
		<description><![CDATA[You receive a tax return every year sometime in the first quarter.  What do you usually do with it?  Spend it on things that you don’t need but want?  Probably so.  However, what if you could do something with your tax return that would help you in the future rather than [...]]]></description>
		<link>http://muxcloud.com/2010/05/15/how-to-invest-your-tax-return/</link>
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		<title>Are You Saving Enough For Retirement? Probably Not</title>
		<description><![CDATA[We’d all like to think that we’re saving enough to live out our retirement years in comfort. By are we? A new survey by Hewitt Associates suggests that most U.S. residents aren’t.
The Hewitt survey says that U.S. residents should save an amount equal to 15.7 times their annual salary. If you earn $60,000 a year, [...]]]></description>
		<link>http://muxcloud.com/2010/04/26/are-you-saving-enough-for-retirement-probably-not/</link>
			</item>
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		<title>Regaining Your Investing Confidence</title>
		<description><![CDATA[No one’s overly confident these days when it comes to investing their money. The economy may be officially out of the Great Recession. But the doubts from that catastrophic economic meltdown remain. It’s simply not easy to invest with any confidence these days.
But if you sit on your money, you might miss out on an [...]]]></description>
		<link>http://muxcloud.com/2010/04/08/regaining-your-investing-confidence/</link>
			</item>
	<item>
		<title>Be Weary of Financial &#8220;Experts&#8221;</title>
		<description><![CDATA[Back before 2006, the lead economist of the National Association of Realtors told anyone who’d listen that there was no such thing as a housing bubble.
He meant that housing prices would never appreciate so high that they’d have nowhere to go but down. His theory? Housing prices would stop rising as rapidly as they did [...]]]></description>
		<link>http://muxcloud.com/2010/03/24/be-weary-of-financial-experts/</link>
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